<?xml version="1.0" encoding="UTF-8"?>
<!--
  BaakiHai sitemap — Gate 3c production prep (2026-05-21).
  Indexable routes only (auth/settings/legal-draft excluded per robots noindex).
  Gate 5 final lock adds lastmod automation + dynamic group/expense routes if SEO-relevant.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://baakihai.com/</loc>
    <lastmod>2026-05-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <!--
    Excluded from sitemap (noindex via meta robots):
    - /login.php /signup.php /forgot-password.php /reset-password.php /verify-email.php — auth, transactional
    - /dashboard.php /group/* /settings/* — authenticated, user-specific
    - /404.php /500.php — error
    - /legal/terms.php /legal/privacy.php /legal/dpdp-consent.php — DRAFT pending lawyer review (post-clearance: re-evaluate inclusion)
  -->
</urlset>
